One Stop Mortgage Solutions

We offer clients a wide range of mortgage solutions through our relationships with Canada’s major banks and alternative lenders. Our nationally recognized mortgage broker team has a reputation for securing funding for thousands of families and complex commercial projects.

Residential Mortgages

Unlock the key to your first home

Our mortgage service for first-time home buyers makes the home buying process easy and stress-free. We offer personalized support to help you secure the competitive mortgage products available. Trust us to guide you through the process and turn your dream of homeownership into a reality.

Get a better deal on your mortgage renewal

Almost 60% of Canadian borrowers renew their mortgage with their existing lender, without checking for better rates or terms? Guaranti has a long-standing partnerships with major banks and various lenders, and can negotiate for better rates and terms on your behalf. Don’t settle for less – let us help you find a trustworthy lender and secure a better deal!

One-step ahead to secure your dream home ownership

When it comes to mortgages, buying a presale home doesn’t differ significantly from purchasing an existing property. The key distinction lies in the buying process itself. Since you’re committing to buy a property that is not yet fully constructed, there is typically a longer period between your initial pre-approval application and your eventual completion mortgage closing.

Secure your home with a convenient bridge loan option

For clients unable to secure loans from major banks or traditional lenders due to housing or personal issues,we can provide premium private lending solutions without the need for complicated income or asset documents.

Refinance & improve your mortgage terms.

Refinancing lets borrowers switch to a new bank for better terms. Property revaluation may lower the LVR. Internal refinancing or top-ups are also available. Switching banks can incur fees, but these may be recouped from better mortgage deals.

ETO: Borrow Against your home equity

Equity take out mortgage is a financial product that allows homeowners to access additional funds from the equity of their property without refinancing or paying off their existing first mortgage. Second or third mortgages can be obtained, enabling homeowners to meet other financial needs while keeping their primary mortgage in place.

Commercial Mortgages

Get the mortgage your real estate project needs

Securing financing for a land development project or construction project can be a daunting task. However, with the right approach and professional guidance, obtaining the necessary funds can become a reality. We offer a variety of options, from traditional loans to mezzanine financing and private equity investments. With the right funding in place, you can bring your vision to life and make a positive impact on the community.

Power up business operations with our financing solutions.

Business operation loans offer short-term financing solutions for small and medium-sized enterprises, micro-enterprises, and private business owners. With fast approval times and flexible repayment options, these loans help support daily operations, promote business development, manage the cash flow, and focus on growth opportunities.

Mortgage solutions for commercial properties

Commercial property mortgages are secured by properties like office buildings, shopping centers, warehouses, and apartment complexes. Unlike personal home loans, commercial loans are stricter in approval criteria, require more documentation, and usually come with higher interest rates. Lenders assess not only the property value and creditworthiness, but also the borrower’s income, financial statements, cash flow, market trends, business risks, and economic conditions. Small business owners may also have to provide personal credit history.

Why Mortgage Brokers are a better choice than banks?

There are two ways to apply for mortgage in Canada – directly from a lending institution, such as a bank, or through a licensed mortgage broker, such as Guaranti Mortgages. While banks offer their own products, mortgage brokers work on behalf of clients to find the best deals in the market.

Mortgage brokers provide solutions that fit clients’ financial situations and lock in the best interest rates. By working with a mortgage broker, clients can benefit from personalized service, expertise, and access to a wider range of mortgage products.


包括大銀行及其他提供A類貸款產品的金融機構 (包括信用合作社等)




包括 MIC 以及和私人貸款



Including big banks and other financial institutions that offer A-lender mortgage products (including credit union, etc.).

For those who are new immigrants, oversea residents, or clients with good credit score and high income.


Including small banks and credit unions, etc.

For those with low credit score, the self-employed or clients with low taxable income.

C- (Private) Lender

Including MICs (Microfinance Institutions) as well as private lenders.

For those who want to do Existing Equity Take Out, or for those with no income proof or need quick mortgage approval.

Real Stories: We Help Clients Secure Mortgages

At our mortgage brokerage, we have helped many clients secure their dream homes through our personalized service and expertise. Our success stories showcase the variety of clients we have worked with, from first-time homebuyers to experienced investors. We work tirelessly to find the best mortgage products in the market, tailoring our solutions to fit each client’s unique financial situation. Let our real stories inspire you to start your own homeownership journey.

Become our lender partner & Earn 10% stable return

We offer diverse loan investment opportunities, including real estate loans, commercial loans, and more. Our professional team conducts rigorous risk assessments and due diligence to ensure that every loan is fully secured and protected. We welcome all types of investors, whether individuals or institutions, to become our lending partners.


Join us and make your assets appreciate more steadily and reliably.



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