Closing Costs Calculator
What do you need on closing day?
Land transfer tax plus the professional fees that come due when the deal closes — the part first-time buyers most often underestimate.
Closing costs
Total due on closing
$8,500
Land transfer tax rates as of 2025-08-19. Rates and rebate thresholds change — your lawyer or notary confirms the final figure.
Want the real number?
Bring these figures to a licensed advisor and we will work through what a lender would actually approve.
What this is and is not
This is an estimate to help you plan, not a pre-approval, a loan offer, or a commitment to lend, and not tax, legal or financial advice. Your actual rate, insurance premium, fees, eligibility and payments depend on your full application and the lender’s own rules. Talk to a licensed advisor before you commit.
Land transfer tax rates as of 2025-08-19. Rates and rebate thresholds change — your lawyer or notary confirms the final figure.