Guaranti Group

Refinance Calculator

What would refinancing look like?

See the payment on a new mortgage after rolling in extra funds, and what it costs over the full amortization.

The property

Most lenders refinance up to 80% of the home value — $280,000 here. Your balance plus additional funds is $250,000.

The new mortgage

Rates shown were current on 2026-08-07. They change — confirm with us before you rely on them.

Extra payments
All calculators

Your new mortgage

Regular payment · Monthly

$1,389

New loan amount $250,000

Total cost of the loan

$416,774

Total interest

$166,774

Principal vs interest over the full term

  • Principal$250,00060%
  • Interest$166,77440%

What you still owe, year by year

025

Want the real number?

Bring these figures to a licensed advisor and we will work through what a lender would actually approve.

What this is and is not

This is an estimate to help you plan, not a pre-approval, a loan offer, or a commitment to lend, and not tax, legal or financial advice. Your actual rate, insurance premium, fees, eligibility and payments depend on your full application and the lender’s own rules. Talk to a licensed advisor before you commit.