G U A R A N T I · W E A L T H O F F I C E
GUARANTI PERSPECTIVE
2026-08-28
Can a lender still use the original price after property values fall?
—— At presale completion, a lender may not rely only on current market sale prices; some projects may use a blanket appraisal as part of the mortgage review. Whether it applies depends on the project, lender policy and the borrower’s file. This video is in Cantonese with Traditional Chinese and English subtitles.
Filmed 2026-08-28 · Cantonese · Traditional Chinese & English subtitles · Watch on YouTube
At presale completion, a lender may not rely only on current market sale prices; some projects may use a blanket appraisal as part of the mortgage review. Whether it applies depends on the project, lender policy and the borrower’s file. This video is in Cantonese with Traditional Chinese and English subtitles.
Originally published on Guaranti’s YouTube channel.
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