Mortgage Calculators

All success stories

First home — client stories

Anonymised client stories from Guaranti Group under first home — what the family faced, what we did, and how it turned out.

4 stories

Foreclosure purchaseAppraisal shortfallPrivate lendingCourt Approved the Foreclosure Purchase — Then the Bank Declined Before Closing. A $400K-Plus Private Loan Was Arranged in Two DaysWith less than a week until closing, the team changed the financing strategy and arranged a $400K-plus private loan in two days so the client could complete the purchase on time.Read the story Low credit scorePrivate lendingTight timelineEvery Bank Said No on Credit — Guaranti Closed a $550K Private Mortgage in Days, on Competitive TermsMoving to the private market, comparing rates, fees and conditions across several lenders, produced a $550K approval within days — in time for the client to complete the purchase.Read the story Reported income too low for the big banks? An asset-based approval — $600K+ approved and the $800K purchase completedWith the savings documented and the asset picture set out clearly, a major bank approved over $600,000 and the roughly $800,000 purchase completed.Read the story $100K income and still declined — rebuilding the income picture, $950K approvedAfter the credit issues were resolved and the rental income added, $950,000 was approved and the purchase closed.Read the story

Other topics

Pre-construction8 Refinancing6 Bridge financing5 Cross-border5 Credit challenges4 Self-employed4 Retirement2 Newcomers1

Cases are anonymized and drawn from real client situations.

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