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Articles from Guaranti Group on wealth planning — written for families in Greater Vancouver.

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Wealth Planning2026-09-11Pay down the mortgage early? High-income families may want to run the numbersThere is nothing wrong with paying off a mortgage early. For households with stable income and substantial home equity, the larger question is whether every asset and liability has a clear purpose.Read Wealth Planning2026-09-10Why can the tax outcome change when corporate wealth moves into the family?The same corporate wealth can carry different tax attributes and outcomes depending on how it moves into the family.Read Wealth Planning2026-08-28Why can’t you simply take money out of your company?There is an important planning step between corporate wealth and family wealth.Read Wealth Planning2026-08-27How does company wealth become personal wealth?Corporate wealth and personal wealth are not the same pool of money. A Capital Dividend Account (CDA) is one possible bridge, but long-term planning should consider the company structure, applicable tax rules and family goals together.Read Wealth Planning2026-08-20As Robots Clock In, What Happens to Our Wealth?Notes on defending and passing on wealth, from one robotics expo — what an era leaves behind is never wealth itself, only outdated ways of holding it.Read Wealth Planning2026-08-13Why do insurance companies reward you for exercising? Health, it turns out, is a form of wealthWhat an insurer watches is not your step count but your risk — and health was never only a physical matter. It is part of a family's wealth.Read Wealth Planning2026-08-05Same retirement income. Very different outcome for the next generation.Two structures, identical retirement income, identical lifestyle. What separated them was whether anything had been planned in advance.Read Wealth Planning2026-07-31A small allocation can carry a large roleWhat creates long-term value usually isn't the size of the allocation. It's the role that allocation plays in everything else.Read Wealth Planning2026-07-16Why more business owners are asking about IFAWhen capital stops being scarce, the question changes — not how much do I have, but how much work each dollar is actually doing.Read Wealth Planning2026-07-16Wealth isn't only accumulated. It circulates.An IFA isn't built for short-term return — it's built so capital can carry protection, financing, cash flow and succession at once.Read Wealth Planning2026-07-04Is buying after the IPO already too late?Companies stay private longer than they used to, which is the case for Pre-IPO — and also where its risks come from.Read Wealth Planning2026-06-19You thought you'd agreed. Most disputes start with one sentence nobody wrote down.Most disputes don't begin with bad faith. They begin with two people confident they understood each other.Read Wealth Planning2026-06-09A lifetime of work. Who does it actually go to?The risk isn't usually a shortage of assets. It's that nobody drew the boundaries while things were calm.Read Wealth Planning2026-06-03You rented it out, listed it on Airbnb, started working from home. Are you still covered?Home insurance rests on one assumption: that the insurer knows how your property is actually being used.Read Wealth Planning2026-06-02More cash than before, and less security. Why?Income is up and confidence is down. Usually that gap isn't about earnings — it's about structure.Read

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